1. Agreement and Contracting Party
These Terms of Service ("Terms") govern your access to and use of the Puzzle Fund platform, including the website at www.puzzle-fund.com and any related applications or services (collectively, the "Platform"). All services offered by Puzzle Fund, including the Platform and any new features or tools, are referred to collectively as the "Services."
If you are a user — whether as a campaign organizer, donor, or otherwise (collectively, "User") — located in the United States, you are contracting with Puzzle Fund, LLC, 1410 Coco Pl., Wentzville, MO 63385.
By using the Services, you agree to be bound by these Terms, which form a legally binding contract between you and Puzzle Fund, LLC.
2. Beta Disclaimer
The Platform is currently in beta. While we have taken care to ensure the system functions as intended, you may encounter bugs or unexpected behavior. We appreciate your patience as we continue to improve the Services. Please report any issues you encounter, and we will work to resolve them promptly. Despite potential issues, we are committed to ensuring all services and transactions are completed to the best of our ability.
3. Acceptance of Terms
By using the Services, you expressly acknowledge that you have read, understood, and agreed to be bound by these Terms. If you do not agree, you must discontinue use of the Services immediately.
For purposes of these Terms, "Puzzle Fund," "we," "us," and "our" refer to Puzzle Fund, LLC. Contact details can be found at the end of these Terms.
4. Arbitration, Jury Trial, and Class Action Waiver (US Users)
By using the Services, you agree that disputes between you and Puzzle Fund will be resolved by binding, individual arbitration, and you waive your right to participate in a jury trial or class action. This arbitration agreement is governed by the Federal Arbitration Act. Please review Section 21 (Dispute Resolution) carefully to understand your rights and obligations.
5. Modification of Terms
We reserve the right to change, modify, add, or remove portions of these Terms at any time at our sole discretion. We will make reasonable efforts to notify users of material changes — such as through email or an announcement on the Platform — but we cannot guarantee advance notice in all circumstances. Changes required by law or urgent operational reasons may be made immediately and without prior notice.
Each time these Terms are updated, we will revise the date at the top of this page. Your continued use of the Services after any update constitutes acceptance of the revised Terms. The English language version of these Terms is the binding version; any translations are for convenience only.
6. Description of Services
Puzzle Fund is a fundraising platform that enables individuals, entities, and cause-based organizations (collectively, "Organizers") to create fundraising campaigns ("Campaigns") and collect monetary donations ("Donations") from contributors ("Donors").
Our distinctive feature converts an image uploaded by the Organizer into a digital puzzle, where each piece represents a portion of the total fundraising goal. Donors may choose specific puzzle pieces to "purchase" through their Donations, enhancing engagement and participation. Each puzzle piece is valued equally relative to the total goal. Donors may leave a display name and comment visible on or near their purchased puzzle piece, which serves as a form of recognition but does not confer any tangible rewards or benefits.
Puzzle Fund is not a broker, agent, financial institution, creditor, or nonprofit corporation. Our role is strictly limited to providing the platform, managing the puzzle feature, and facilitating the transfer of funds from Donors to Organizers through third-party payment processors.
7. Campaign Eligibility and Community Standards
Eligible Causes
Campaigns on Puzzle Fund must be organized for charitable, civic, community, educational, humanitarian, or other cause-based purposes. Campaigns may not be used to generate personal income, build business equity, transfer assets, solicit investments, or otherwise financially benefit the Organizer beyond the stated charitable purpose.
Puzzle Fund reserves the right to determine, at its sole discretion, whether a proposed Campaign meets these eligibility requirements. Eligibility is not guaranteed solely by an organization's tax-exempt or nonprofit status.
Platform Discretion
Puzzle Fund also reserves the right to decline, remove, or suspend any Campaign that, in its sole discretion, conflicts with the values, mission, or community standards of the platform — regardless of the Campaign's legal organization or nonprofit status. We are committed to maintaining a platform that supports causes oriented toward the common good.
Nonprofit Status and Tax Deductibility
Organizers are not required to be registered nonprofits or tax-exempt organizations. Puzzle Fund makes no representations about the tax-deductibility of any Donation made through the platform. Donors should consult their own tax advisor to determine deductibility. It is the Organizer's sole responsibility to provide donors with any documentation they may need, such as donation acknowledgment letters.
8. Campaign Structure and Duration
Open-Ended and Time-Bound Campaigns
Puzzle Fund supports both open-ended campaigns with no set end date and time-bound campaigns with a defined active period. For time-bound campaigns, Donations may only be accepted during the active campaign window. Once a campaign's end date has passed, the campaign will no longer accept Donations.
Post-Campaign Page Visibility
Upon completion of a time-bound campaign, the campaign page will remain visible on the platform for reference purposes, allowing Organizers and Donors to view the campaign's outcome and history. Puzzle Fund reserves the right to archive, modify, or remove completed campaign pages at its discretion. Where feasible, we will provide reasonable notice to Organizers before removing a campaign page. Organizers should not rely on permanent availability of campaign pages.
Multiple Campaigns and Group Campaigns
Organizers may run multiple campaigns simultaneously. Puzzle Fund may also offer group or team-based campaign structures, where a lead Organizer creates and manages campaigns on behalf of individual participants, with funds consolidated to the lead Organizer's account. Additional terms may apply to group campaign structures when those features are made available.
9. Organizer Onboarding and Campaign Dashboard
To create a Campaign, Organizers must complete a campaign intake form that captures information required to set up their Organizer profile and Campaign. By submitting the intake form, Organizers are applying to create a Campaign, and Puzzle Fund reserves the right to approve or deny any application at its sole discretion.
Upon approval, Organizers gain access to a campaign management dashboard where they can monitor donations, manage campaign details, and track progress. This dashboard is provided as part of the platform infrastructure and is subject to these Terms.
10. Transaction Fees
Puzzle Fund does not charge fees to start or maintain a Campaign. For each Donation, a transaction fee of 2.9% plus $0.30 is applied to cover payment processing costs. This fee is deducted when funds are withdrawn, meaning Organizers receive the Donation amount minus the applicable transaction fee. All fees are processed through Stripe, our third-party payment processor.
11. Payment Processing and Stripe
Puzzle Fund is not a payment processor and does not hold funds directly. All Donations are processed through Stripe, a third-party payment processor, using the Stripe Connect platform, which enables Organizers to receive funds through their own Stripe Express connected accounts.
Stripe Express Connected Accounts
To withdraw funds, Organizers must create and maintain a Stripe Express account, which constitutes a direct relationship between the Organizer and Stripe. As part of this process, Organizers agree to Stripe's Connected Account Agreement (available at https://stripe.com/connect-account/legal) in addition to these Terms. Puzzle Fund is not a party to that agreement.
Stripe — not Puzzle Fund — controls the eligibility, approval, holds, disbursements, and termination of connected accounts. Puzzle Fund is not responsible for any decision Stripe makes regarding an Organizer's connected account, including account holds, fund delays, or account terminations.
Organizer Responsibilities
Organizers are responsible for ensuring the accuracy and currency of all information provided to Stripe for processing withdrawals, including bank account details. By setting up a Campaign or accepting the role of Beneficiary, you agree to the processing, use, transfer, and disclosure of data by Stripe in accordance with Stripe's terms of service and these Terms.
PCI Compliance
Stripe is compliant with the Payment Card Industry Data Security Standard (PCI DSS). Puzzle Fund does not process, store, or have direct access to your credit card information. Users are encouraged to review Stripe's security practices to understand how payment information is handled.
Future Payment Processors
Stripe is currently our primary third-party payment processor. Puzzle Fund reserves the right to engage additional processors in the future. Any changes will be communicated to users and reflected in these Terms.
12. Withdrawing Donations
Organizers may withdraw funds on a rolling basis during and after the active campaign period, subject to Stripe's disbursement schedule and these Terms. Puzzle Fund does not hold funds and cannot guarantee specific withdrawal timeframes. Delays may occur due to the accuracy of Organizer-provided information or the functioning of Stripe's systems.
Organizers and Beneficiaries are responsible for providing accurate, up-to-date banking information to Stripe. Puzzle Fund disclaims responsibility for delays in withdrawals or inability to access funds at any specific time, to the extent permitted by applicable law.
13. Donations, Finality, and Refunds
Donations Are Final
All Donations made through Puzzle Fund are final and non-refundable once processed. Because funds are disbursed to Organizers on a rolling basis, Puzzle Fund typically cannot intercept or reverse a Donation after it has been processed. Puzzle Fund strongly encourages Donors to contribute only to Campaigns they personally know and trust.
Donor Responsibility
As a Donor, you bear responsibility for determining the appropriateness of contributing to any Campaign. Puzzle Fund does not verify the identity of Organizers or the claims made in Campaign materials, and does not guarantee that funds will be used as described. You acknowledge that all Donations are made at your own risk.
Fraud Cooperation
In cases of verified or suspected fraud, Puzzle Fund will cooperate with law enforcement and relevant authorities to the extent permitted by applicable law. However, Puzzle Fund cannot guarantee recovery of Donated funds. If you believe a Campaign is fraudulent or misusing funds, please report it through the designated channels on the platform.
Puzzle Fund's Discretion on Refunds
Notwithstanding the above, Puzzle Fund reserves the right to issue refunds at its sole discretion under special circumstances, including full refunds of all Donations to a specific Campaign. We are not liable for any claims, damages, or fees arising from issuing such refunds, including transaction or overdraft fees.
14. Organizer Responsibilities
Accuracy and Honesty
As an Organizer, you represent, warrant, and covenant that:
- All information you provide in connection with a Campaign and its intended beneficiary is accurate, complete, and not misleading.
- All Donations received will be used solely as described in your Campaign materials.
- If raising funds on behalf of another party (the beneficiary), all funds will be used for the benefit of that beneficiary.
- If you add a beneficiary through the Services, you acknowledge that you are relinquishing control over the funds to that beneficiary.
- You will comply with all applicable laws, including tax reporting, financial disclosure, and registration obligations relevant to your Campaign.
- To the extent you share personal data of third parties, you have the necessary authority and consent to do so under applicable law.
- You will not offer goods or services in exchange for Donations.
Fund Usage
Donations are intended as gifts for the stated Campaign purpose. While Puzzle Fund does not place legal restrictions on the final use of funds once raised, Organizers are expected to use Donations in good faith in line with the stated Campaign purpose. If excess funds are raised or circumstances change, excess funds should be applied in a manner consistent with the original intent of the Campaign.
Transparency
Organizers are encouraged to post regular updates and maintain open communication with Donors, particularly if there are significant changes to how funds will be used.
Authorization to Puzzle Fund
You authorize Puzzle Fund to provide information relating to your Campaign to Donors, Beneficiaries, law enforcement, or regulatory authorities as required. Puzzle Fund reserves the right to cooperate with any investigations related to your Campaign and may disclose necessary information in accordance with legal requirements and these Terms.
15. Chargebacks, Taxes, and Compliance
Chargebacks
Occasionally, a Donor may dispute a credit card charge. The Organizer (as the recipient of funds) is responsible for managing chargebacks directly. Puzzle Fund does not manage these disputes but may provide guidance where possible and is not liable for the outcome of chargeback disputes.
Taxes
Puzzle Fund does not withhold funds for tax purposes. Organizers are solely responsible for determining and fulfilling any tax obligations — federal, state, local, or international — arising from funds raised through the platform. Puzzle Fund is not responsible for determining the taxability of Donations or for collecting, reporting, or remitting any taxes.
Sanctions Compliance
You will not use the Services in a way that benefits entities or individuals embargoed or blocked by government sanctions, including those listed by the United States Office of Foreign Assets Control (OFAC) or applicable sanctions in your country.
16. Account Registration and Security
To access certain features of the Services, registration is required. You agree to provide and maintain true, accurate, current, and complete information about yourself as prompted during registration. Organizers must register using their true identity, including their name and address.
Users must be at least 13 years of age to use the Services. Users under the age of majority in their jurisdiction may only use the Services with the approval of a parent or guardian.
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify Puzzle Fund immediately of any unauthorized access or security breach, and to sign out of your account at the end of each session. Puzzle Fund is not liable for losses arising from your failure to maintain account security.
Account Deletion and Right to Erasure
You may request deletion of your account and associated personal data at any time by contacting us at contact@puzzle-fund.com. We will process deletion requests within a reasonable timeframe. Organizers with active Campaigns will be required to resolve those Campaigns (including any outstanding withdrawals) before account deletion can be completed. Certain data may be retained after deletion as required by applicable law, financial compliance obligations, or for the purpose of establishing, exercising, or defending legal claims.
17. Cookies, Analytics, and Electronic Communications
Cookies and Analytics
Puzzle Fund uses cookies and similar tracking technologies to operate and improve the Services. We use Google Analytics (via Google Site Kit) to collect anonymized data about how users interact with the platform, including pages visited, session duration, and general usage patterns. Google Analytics may use cookies to collect this information.
You can opt out of Google Analytics data collection by using the Google Analytics Opt-out Browser Add-on available at https://tools.google.com/dlpage/gaoptout. For more information on how Google collects and processes data, please review Google's Privacy Policy.
Users visiting from the European Union, United Kingdom, or Switzerland should be aware that cookie-based tracking may be subject to additional consent requirements under applicable law. While Puzzle Fund currently serves primarily US-based users, we are committed to expanding our compliance posture as the platform grows.
CAPTCHA and Bot Protection
Puzzle Fund uses Cloudflare Turnstile to protect forms and user interactions from automated abuse. Cloudflare Turnstile operates subject to Cloudflare's Privacy Policy and Terms of Service, available at https://www.cloudflare.com/privacypolicy/. By using our Services, you acknowledge and agree to Cloudflare's data practices as they apply to Turnstile.
Transactional Emails
Puzzle Fund sends transactional emails related to your use of the Services, including Campaign confirmations, Donation receipts, and operational notifications. These emails are necessary for the delivery of the Services and are sent using WP Mail SMTP and related infrastructure. Puzzle Fund logs outgoing emails for internal diagnostic and compliance purposes.
Marketing Communications
From time to time, Puzzle Fund may send marketing or informational emails to users who have opted in to receive such communications. These emails may be sent through third-party email marketing providers, including Mailchimp. Each marketing email will include an unsubscribe option. You may opt out of marketing emails at any time by using the unsubscribe link in any such email or by contacting us at contact@puzzle-fund.com.
18. Accessibility
Puzzle Fund is committed to improving the accessibility of the platform for all users, including those with disabilities. We are actively working to enhance the platform's accessibility and welcome feedback from users who encounter barriers. If you need assistance accessing any part of the Services or require an accommodation, please contact us at contact@puzzle-fund.com and we will do our best to assist you.
19. Prohibited Conduct
Users must use the Services responsibly and lawfully. The following activities are prohibited:
- Engaging in unlawful, fraudulent, or deceptive fundraising activities.
- Misrepresenting the purpose, use, or beneficiary of raised funds.
- Posting content that infringes on intellectual property, privacy, or other rights.
- Participating in scams, spam, pyramid schemes, or similar deceptive practices.
- Using the platform to promote hate, violence, harassment, or discrimination.
- Impersonating another individual or entity, or gaining unauthorized access to another user's account.
- Offering goods or services in exchange for Donations.
- Conducting promotions, contests, giveaways, raffles, or sweepstakes in connection with any Campaign.
- Using the Services in violation of applicable sanctions laws or for the benefit of sanctioned parties.
Puzzle Fund reserves the right to determine, at its sole discretion, what constitutes prohibited conduct, even if not explicitly listed above. Actions we may take in response include removal of content, suspension or termination of accounts, withholding of funds, and cooperation with law enforcement.
20. Account Holds and Fund Restrictions
Puzzle Fund may place a hold on a Campaign account, restrict withdrawals, or take other protective actions in response to concerns about fraudulent or illegal activity, significant breaches of these Terms, or legal requirements such as court orders or regulatory obligations. Reasons may include but are not limited to:
- Evidence or suspicion that information provided by an Organizer is false, misleading, or fraudulent.
- Indication that funds are being used in a prohibited manner.
- Evidence of collusion between Organizers and Donors to engage in fraudulent activity.
- Violations of these Terms by an Organizer.
- Compliance with applicable legal process.
If an Account Hold is placed, Puzzle Fund will provide guidance on how to resolve the issue. For inquiries, please contact contact@puzzle-fund.com.
21. Dispute Resolution — Mediation, Arbitration, and Class Action Waiver
Mediation First
Before initiating arbitration, the disputing parties must attempt to resolve the issue through good-faith mediation, conducted under mutually agreed-upon rules and facilitated by a neutral mediator. If the dispute is not resolved within 60 days of initiating mediation, either party may proceed to arbitration.
Binding Arbitration
If mediation fails, disputes will be resolved through binding individual arbitration under the Federal Arbitration Act, administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, as modified by these Terms. AAA Rules and filing forms are available at www.adr.org.
Puzzle Fund's address for Notice of Arbitration: Puzzle Fund, LLC, 1410 Coco Pl., Wentzville, MO 63385.
Each party is responsible for their own arbitration fees. Both parties expressly waive the right to a jury trial for disputes proceeding to arbitration.
Class Action Waiver
All claims must be brought in an individual capacity only, and not as a plaintiff or class member in any class or representative proceeding. The arbitrator may not consolidate claims or preside over any form of representative proceeding unless both parties agree otherwise.
Confidentiality
Both parties agree to keep mediation and arbitration proceedings confidential, unless disclosure is required by law or requested by a court or governmental body.
Enforceability
If any part of this Disputes section is found unenforceable, the entire Disputes section will be null and void, and disputes will be subject to the exclusive jurisdiction of the state and federal courts located in Missouri.
Time Limitation on Claims
Unless prohibited by law, any claim or cause of action arising from the use of the Services or these Terms must be filed within one (1) year after the claim arose, or be forever barred.
22. Third-Party Information and Links
All third-party information and content hosted by Puzzle Fund is for informational purposes only. We do not guarantee its accuracy, completeness, timeliness, or reliability. Nothing on the platform constitutes financial, legal, tax, or other professional advice. We strongly recommend consulting qualified professional advisors before making decisions based on any content accessed through the Services.
The Services may contain links to third-party websites or resources. These links are provided for convenience only. Puzzle Fund has no control over such resources, does not endorse them, and is not responsible for their content, availability, or practices. You acknowledge that Puzzle Fund is not liable for any loss or damage arising from your use of third-party resources.
23. User Content and Public Information
Content you post publicly on the platform — including Campaign descriptions, comments, images, and profile information — may be visible to other users. As a Donor, you may choose to keep your Donation private by selecting the appropriate privacy option during the donation process; however, Organizers and necessary parties will retain access to your Donation details in line with our Privacy Policy.
By providing content through the Services, you grant Puzzle Fund a worldwide, non-exclusive license to use, reproduce, modify, and display that content in connection with operating and promoting the Services, subject to our Privacy Policy.
Puzzle Fund does not pre-screen User Content but reserves the right — without obligation — to review, refuse, remove, or restrict any User Content at any time for any reason. You bear full responsibility for all content you submit, post, or display on the platform.
Puzzle Fund may preserve and disclose User Content if required by law or in good-faith belief that such action is necessary to comply with legal process, enforce these Terms, respond to claims of rights violations, or protect the rights, property, or safety of Puzzle Fund, its users, or the public.
24. Intellectual Property
Services Content
The content, features, and functionality of the Services ("Services Content") are protected by copyright, patent, trademark, and other applicable laws. Except as explicitly authorized, you agree not to copy, modify, scrape, distribute, or create derivative works based on the Services or Services Content. This restriction does not apply to your own User Content that you have legally uploaded.
Puzzle Fund Branding
The Puzzle Fund name, logos, and related marks are trademarks and service marks of Puzzle Fund, LLC. Nothing in these Terms grants any license or right to use Puzzle Fund branding without prior written permission. Unauthorized use may violate trademark law.
DMCA and Infringement Claims
Puzzle Fund respects intellectual property rights and will process notices of alleged infringement in accordance with the Digital Millennium Copyright Act (DMCA). To report an infringement, send a written notification to:
Email: contact@puzzle-fund.com (Subject: "Copyright/IP Infringement Notice")
Mail: Puzzle Fund Copyright Agent, 1410 Coco Pl., Wentzville, MO 63385
Your notice must include: your signature; identification of the infringed work; location of the infringing material on the platform; your contact information; a good-faith statement that the use is unauthorized; and a statement under penalty of perjury that the information is accurate and that you are authorized to act.
Counter-Notice
If you believe your content was removed in error, you may send a counter-notice to the Copyright Agent including: your signature; identification of the removed content; a good-faith statement that it was removed in error; and your contact information and consent to legal service. Puzzle Fund may restore content 10 to 14 business days after receiving a valid counter-notice, unless legal action is initiated.
Repeat Infringer Policy
Puzzle Fund may terminate or restrict access for users who repeatedly infringe intellectual property rights, in accordance with the DMCA and applicable law.
25. Data, Analytics, and Third-Party Processing
Puzzle Fund uses various tools and services to operate and improve the platform. This includes internal data exports for analysis and record-keeping purposes, and data flows through third-party services including Google Sheets and Google Apps Script for order processing and reporting. These integrations may involve the transfer of order and transaction data — including donor and organizer information — through third-party systems.
For full details on how we collect, use, store, and share personal data, please refer to our Privacy Policy at www.puzzle-fund.com/privacy.
26. Data Retention
Puzzle Fund is not obligated to retain user account data or Campaign records indefinitely. After a Campaign concludes, we reserve the right to delete historical data or archive inactive accounts, subject to data we must retain for legal obligations or to establish, exercise, or defend legal claims. Where feasible, we will provide reasonable notice before deleting accounts or data. In cases of suspected fraud or breach of these Terms, Puzzle Fund may suspend or delete accounts and data at any time, with or without notice.
27. Indemnity and Release
You agree to indemnify, defend, and hold harmless Puzzle Fund, LLC and its officers, directors, employees, and agents from and against all claims, damages, expenses (including reasonable attorneys' fees), losses, and liabilities arising from or related to: your use of the Services; any Campaigns or Donations you participate in; User Content you provide; your breach of these Terms; or your violation of any third party's rights.
To the extent permitted by applicable law, you release Puzzle Fund and its affiliates from any and all claims, liabilities, damages, and expenses arising from actions or transactions occurring on or through the platform. California residents waive California Civil Code Section 1542; residents of other jurisdictions similarly waive any comparable statute or doctrine to the extent permitted by law.
28. Disclaimer of Warranties
Your use of the Services is at your own risk. The Services are provided on an "as is" and "as available" basis. Puzzle Fund and its affiliates expressly disclaim, to the fullest extent permitted by applicable law, all warranties — express, implied, statutory, or otherwise — including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.
Puzzle Fund does not warrant that the Services will meet your requirements, be uninterrupted or error-free, or that results obtained through the Services will be accurate or reliable.
29. Limitation of Liability
To the fullest extent permitted by applicable law, Puzzle Fund and its affiliates shall not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages — including loss of profits, loss of goodwill, loss of data, or other intangible losses — arising from your use of or inability to use the Services, regardless of the basis of the claim.
The maximum aggregate liability of Puzzle Fund for all claims arising from use of the Services shall not exceed the lesser of the total amount paid by you to Puzzle Fund in the six (6) months prior to the claim or one hundred U.S. dollars (US$100).
Some jurisdictions do not allow exclusion of certain warranties or limitations on liability. Where such laws apply, some of the above limitations may not apply to you. If you are dissatisfied with the Services, your sole and exclusive remedy is to discontinue use.
30. Termination
Puzzle Fund reserves the right to suspend or terminate your account or access to the Services at any time, for reasons including suspected fraudulent or illegal activity, material breach of these Terms, or for any other reason at our discretion and to the extent permitted by applicable law. Upon termination, we may remove or discard User Content and data associated with your account. Puzzle Fund is not liable to you or any third party for claims, damages, or losses resulting from termination.
31. Mobile Access
The Puzzle Fund platform is accessible on mobile devices through standard web browsers. Standard data rates and carrier charges may apply. Some features may operate differently on mobile compared to desktop. Should Puzzle Fund introduce dedicated mobile applications in the future, additional terms may apply.
32. General Provisions
Entire Agreement
These Terms constitute the entire agreement between you and Puzzle Fund regarding the Services and supersede all prior agreements. Additional terms may apply when using third-party services or software in connection with the platform.
Governing Law
These Terms are governed by the laws of the State of Missouri, without regard to its conflict of law provisions. Disputes not subject to arbitration will be submitted to the exclusive jurisdiction of the state and federal courts located in Missouri.
Waiver and Severability
Puzzle Fund's failure to exercise any right or provision of these Terms does not constitute a waiver. If any provision is found invalid by a court of competent jurisdiction, the remaining provisions continue in full force and effect.
Assignment
These Terms, and any rights or licenses granted herein, may not be transferred or assigned by you without our prior written consent. Puzzle Fund may assign these Terms without restriction, including in connection with a merger, acquisition, or sale of assets.
Notices
Notices to you may be made via email or regular mail. Puzzle Fund may also provide notices of changes by displaying announcements on the Platform.
Force Majeure
Puzzle Fund shall not be liable for failure to perform due to causes beyond its reasonable control, including natural disasters, acts of war or terrorism, government actions, fires, floods, strikes, or shortages of essential resources.
No Solicitation
The existence of Puzzle Fund and its Services does not constitute solicitation of Donations by Puzzle Fund itself. Puzzle Fund does not engage in solicitation on behalf of any individual, entity, or organization.
33. Privacy
Puzzle Fund is committed to protecting the privacy of its users. For full information on how we collect, use, and share personal data — including data flowing through third-party tools such as Google Analytics, Stripe, Mailchimp, and internal data processing systems — please review our Privacy Policy at www.puzzle-fund.com/privacy.
By using the Services, you acknowledge and agree to our data practices as described in the Privacy Policy.